It’s the first of November, 2018 and I’ve decided that it’s time for my midlife crisis.
Nice bombshell, eh?
Now, I say midlife crisis, but mine is not going involve a sports car or plastic surgery or a 20-year-old girlfriend, or anything stupid like that. Mine is coming a reorganization of priorities and some significant goal setting. Some of those goals I’ve already started to work in earnest towards, while some are just getting started and some which a brand-new.
The high points, and there isn’t going to be a lot of detail on some of these as there are things to consider and build in the background:
- By my 50th birthday, I want to have completely revamped my career. My current career, my writing career, and maybe my own business on the side.
- Also by my 50th birthday, although I’d like this happen sooner, I want to be living in the house we’re going to retire in.
- To go along with the living in a house I want to retire in, there will be a second property. Not an investment property, exactly, but a property in Ottawa, where one, possibly two, and who knows, maybe even three of my children will go pursue post-secondary education. This is not so much an investment or us as it is for them. We will file the paperwork, jump through the troops, and charge the rent. Landlords, in effect, for a child of our own and several of their friends. The objective here is not money for our pockets, because we’re doing okay, all things considered, but to use the equity built up into the eventual sale of that property to cover as much of their accumulated student debts as possible. Our situation, financially, as never been what either set of our parents enjoyed. It’s never really had the possibility of it, economically, generationally, situationally. So we don’t have the extra income and haven’t managed the save enough along the way to get them completely through college or university debt free. But, if we sell our house for the right amount, and buy our retirement property for the right amount, we can, essentially, transfer our debt to another property and have the rent the kids are paying into it cover the mortgage and other fees, so that three or five or however many years later, when our last child is out, we sell the house, even if the market is crappy, get equity back out of it to pay down previously mentioned debt. I’m liking this plan more and more the longer I think about it. But it’s going to take a lot of work to get there.
- I’ll mention the writing goals, but I’m not going into a lot of detail. Currently, there is a one, three, five, and 10 year plan. The details get fuzzier the longer the time frame so that I can re-forecast easily, and I’m making adjustments due to other goals.
- I’ll also mention martial arts goals so they’re here, but I’m unlikely to share most of those out loud.
- I want to travel. I mean more than just go and hang out someplace for a week or so. My wife and I have talked several times about the idea of getting a teaching English as a foreign language certification and spending a year in Japan, a year in South America, a year in Africa.
- I want to get involved in some significant conservation programs, during the years when not traveling, working to stabilize local endangered species. At the moment, I have in my head to study, and incubate eggs for eventual release, Blanding’s Turtle and the Grey Ratsnake, which are both listed as endangered and both exist, in theory, locally. There are plenty of species that need assistance, mainly due to human encroachment on habitat and our essentially destructive ways as a species, and maybe I should help a little.
- I will become politically active. Keeping those plans in the background for now.
So, my midlife crisis looks mostly like I just want to find enough focus to achieve things I’ve already been thinking about. I’ve said it before, but with 48 only a couple of months from now, and 50 close enough on the horizon that I can see it from where I’m standing, I may be half done. Well, I suppose it’s possible that I’m far more than half done and just don’t know it yet, but assuming good health and remaining accident free, and gentle improvements in medical technology, I may be half done.
There’s stuff to do, important stuff, and as the children grow and spread out, the second half of my life needs to be meaningful in expanded and different ways than the first half.
Some of these need some serious planning, some need some new perspective, some need a lot of work, and some need a lot of thought. Mind, body, spirit. Everything needs to be built and satisfied. Family, career, writing, karate, experience.
Be well, everyone.by